The exercise of retirement planning is undergoing significant evolution in India. The way Indians think about retirement is becoming more...

Pensions or annuities have traditionally been at the center of the corpus of an Indian retiree. They guarantee a minimum level of income...

Decision making is the most critical aspect of investing. Therefore all our decisions must be well thought out. But today we live in a...

Maximising investment returns is a core objective for almost all investors. Taking incremental risk is usually perceived to be the best...

Most of us may enjoy actively managing our portfolios. The research that goes into picking our investments provides intellectual...

Most of us may have or may have had the habit of following business news channels on television at some point. We would have seen a...

Taking risk is an essential prerequisite for all who manage their money. The degree of risk that each of us can digest is a function of...

The idea of purchasing and owning gold has a special place in the mindspace of most Indians. Most of the gold owned by individuals in...

One question that crosses the mind of most Indian investors is whether their portfolios require overseas exposure. Today, some major...

One of the most common things we hear being said about financial planning is that it is plain common sense. And therefore it is easy to...

When it comes to constructing retirement portfolios, the focus mostly remains on portfolio construction during the accumulation phase....

A lot is often said about the attributes required for aspiring and existing fixed fee planners to be successful. The most common...

Buying a fixed percentage of the free float of each stock in a particular market segment is the fundamental basis of index investing. The...

The Public Provident Fund (PPF) is a fantastic tax saving investment. But not everyone makes optimal use of it. Most people just use it...

Index investing is widely accepted to be one of the simplest approaches to investing. But, most investors are more aware of actively...

In last week's post Disproving Arguments Against Index Investing - I : Basic Misconceptions , I covered arguments against the basic...

Indian investors are a lot more aware of the concept and benefits of index investing today. But there are still a number of arguments...

When used to refer to people, the term millennial is used to define those of us born in and after 1980. And this chunk of the world's...

The stock markets since the start of this year have been volatile. They bounce up high one day and crash down the next. Being a financial...

A popular notion among individuals today suggests that credit cards can be used as a substitute for an emergency fund. On the face of it,...