Deciding a portfolio's equity allocation post retirement is essential to the retirement planning process. It must not be too low. This...

On the subject of financial tips for young earners, a lot is commonly said. Most wisdom on this subject focuses on aspects like how much...

Factor investing is a hybrid, rule based investing strategy. It combines elements of index investing and active management of the...

The question of how and how much money to spend in retirement is a critical one to answer. Spending too much each year post retirement...

Some lessons in the world of investing and finance are more valuable than others. They rang true in the past, still do so today and will...

Retirement planning is a financial goal that has the greatest number of unknowns attached to it. We have no way of knowing how long we...

In an earlier post The Essence Of Equity , I had mentioned that the equity allocation for long term goals must not exceed 60%. I had also...

In the investment world, a number of false statements are constantly propogated by financial professionals and media alike. These...

When constructing portfolios the equity component usually recieves the most attention. But the debt component is usually not given as...

Designing the equity component of portfolios is a crucial exercise. The way the equity component is designed dictates how effective the...

Every investor has a particular perspective on investing. This perspective may be called the investor's investment mindset. An investor’s...

It is a well known fact and often repeated and propogated belief that the best results from investment portfolios are achieved when they...

Indian investors are waking up to the importance of having a liquid debt component in their portfolios. They are beginning to view debt...

The early years of an individual's career and investment journey are crucial. It is a period where responsibilities are few. There is...

Owning a home of our own is a significant dream for most of us. There is always a lot of pride and a sense of self esteem tied to it. But...

In the past I have always spoken about retirement planning from the point of view of the individual. I have often mentioned that it is...

Portfolio construction and management is a continuous process. Selecting products and designing a portfolio is the easy part of portfolio...

As investors, the investment process we follow has the most significant impact on our results. The importance of following a sound...

Financial planners charge clients a fee for their services. The fee represents the price of the financial planning service. But what...

Most individuals today are obsessed with the goal of attaining the status of FIRE (Financially Independent Retired Early). This is a...