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Clients, Planners And ETFs
Exchange Traded Funds (ETFs) are one of the most popular passive investment products. They allow access to a variety of indices and asset...
Akshay Nayak
Aug 29, 20253 min read
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Finer Nuances Of Financial Planning Aspects - IV : Portfolio Construction
So far we have understood how to set goals , cover for risks and put a framework in place for our portfolios . The final step is to fill...
Akshay Nayak
Aug 22, 20254 min read
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Finer Nuances Of Financial Planning Aspects - III : Asset Allocation
Previously in this series, I have covered the nuances behind setting goals and meeting insurance requirements . The natural next step...
Akshay Nayak
Aug 15, 20256 min read
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Finer Nuances Of Financial Planning Aspects - II : Insurance Needs Analysis
In last week's post Finer Nuances Of Financial Planning Aspects - I : Setting Goals , I covered the nuances involved in setting,...
Akshay Nayak
Aug 8, 20255 min read
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Finer Nuances Of Financial Planning Aspects - I : Setting Goals
Any approach to planning finances that views investment management as the primary problem to solve must be ignored. Financial planning...
Akshay Nayak
Aug 1, 20254 min read
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Early Retirement Or Better Work Life Balance : Which One Is Worth Achieving?
Individuals have always aspired to retire early. And such aspirations would definitely continue to exist in the future. But most of the...
Akshay Nayak
Jul 25, 20254 min read
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Full Time DIY Investing : Masterstroke Or Stupidity?
Retail investors who manage their portfolio on their sometimes consider becoming full time DIY investors. At first glance, making this...
Akshay Nayak
Jul 18, 20254 min read
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The State Of The Indian Retirement Planning Challenge
The exercise of retirement planning is undergoing significant evolution in India. The way Indians think about retirement is becoming more...
Akshay Nayak
Jul 11, 20254 min read
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Pensions And The Contemporary Retirement Corpus
Pensions or annuities have traditionally been at the center of the corpus of an Indian retiree. They guarantee a minimum level of income...
Akshay Nayak
Jul 4, 20253 min read
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Think Right, Decide Better
Decision making is the most critical aspect of investing. Therefore all our decisions must be well thought out. But today we live in a...
Akshay Nayak
Jun 27, 20254 min read
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The Actual Catalysts For Better Returns
Maximising investment returns is a core objective for almost all investors. Taking incremental risk is usually perceived to be the best...
Akshay Nayak
Jun 20, 20255 min read
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Active Management Is Challenging. Is It Meant For You?
Most of us may enjoy actively managing our portfolios. The research that goes into picking our investments provides intellectual...
Akshay Nayak
Jun 13, 20253 min read
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Serious Advice Isn't Sensationalist
Most of us may have or may have had the habit of following business news channels on television at some point. We would have seen a...
Akshay Nayak
Jun 6, 20255 min read
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Is The Desire And The Ability Backed Up By The Need?
Taking risk is an essential prerequisite for all who manage their money. The degree of risk that each of us can digest is a function of...
Akshay Nayak
May 30, 20254 min read
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Going For Gold
The idea of purchasing and owning gold has a special place in the mindspace of most Indians. Most of the gold owned by individuals in...
Akshay Nayak
May 23, 20253 min read
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Investing Abroad? Here's A Checklist
One question that crosses the mind of most Indian investors is whether their portfolios require overseas exposure. Today, some major...
Akshay Nayak
May 16, 20254 min read
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It's (Not) Plain Common Sense
One of the most common things we hear being said about financial planning is that it is plain common sense. And therefore it is easy to...
Akshay Nayak
May 9, 20256 min read
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The Why And How Of Portfolio Construction In Retirement
When it comes to constructing retirement portfolios, the focus mostly remains on portfolio construction during the accumulation phase....
Akshay Nayak
May 2, 20254 min read
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Qualitative Essentials For Success As A Fixed Fee Financial Planner
A lot is often said about the attributes required for aspiring and existing fixed fee planners to be successful. The most common...
Akshay Nayak
Apr 25, 20255 min read
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Why And How The Math Behind Indexing Adds Up
Buying a fixed percentage of the free float of each stock in a particular market segment is the fundamental basis of index investing. The...
Akshay Nayak
Apr 18, 20255 min read
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