Multi asset passive fund of funds (FoFs) are the current topic of discussion amongst most investors. These are instruments that offer exposure to a variety of asset classes through passive funds. They are therefore touted as a one fund portfolio and a substitute for asset allocation. But is that the whole truth about such funds? Or is there more that investors must bear in mind before they add such funds to their portfolio? My next two posts will provide the answers. This wee

Equity is the favourite asset class of almost every Indian investor today. This is even more true when equity exposure is combined with...

Estate planning mostly focuses on deciding a structure for the transmission of our assets. But a common mistake made in this process is...

Some retirement planning decisions seem seem inconsequential and harmless. But they may go on to have adverse long term consequences that...

We all have our own approach to making financial decisions. Our methods are born out of our perceptions and experiences. So they are...

Hybrid mutual funds are popular among investors thanks to the convenience they seemingly provide. They hold instruments across most major...

Lifecycle asset allocation is an approach to asset allocation. Here, progressive risk reduction is effected in portfolios as the goal...

Exchange Traded Funds (ETFs) are one of the most popular passive investment products. They allow access to a variety of indices and asset...

So far we have understood how to set goals , cover for risks and put a framework in place for our portfolios . The final step is to fill...

Previously in this series, I have covered the nuances behind setting goals and meeting insurance requirements . The natural next step...

In last week's post Finer Nuances Of Financial Planning Aspects - I : Setting Goals , I covered the nuances involved in setting,...

Any approach to planning finances that views investment management as the primary problem to solve must be ignored. Financial planning...

Individuals have always aspired to retire early. And such aspirations would definitely continue to exist in the future. But most of the...

Retail investors who manage their portfolio on their sometimes consider becoming full time DIY investors. At first glance, making this...

The exercise of retirement planning is undergoing significant evolution in India. The way Indians think about retirement is becoming more...

Pensions or annuities have traditionally been at the center of the corpus of an Indian retiree. They guarantee a minimum level of income...

Decision making is the most critical aspect of investing. Therefore all our decisions must be well thought out. But today we live in a...

Maximising investment returns is a core objective for almost all investors. Taking incremental risk is usually perceived to be the best...

Most of us may enjoy actively managing our portfolios. The research that goes into picking our investments provides intellectual...

Most of us may have or may have had the habit of following business news channels on television at some point. We would have seen a...