All of us are aware of the fact that the journey to financial independence is a long and challenging one. But, we rarely pace our...

Constructing an effective investment portfolio often proves to be a challenging task for most new investors. Not constructing a portfolio...

Adjusting the cost of a goal for inflation is an important aspect of the goal planning process. But it is also one of the most...

When we plan and manage our finances, we tend to do a lot of groundwork to supplement our efforts. But even with all of this, there is...

When planning our children’s education we tend to consider a number of nuances. These include the course fee we wish to plan for, the...

Most of us undoubtedly enjoy the process of constructing an investment portfolio. But in trying to do so, we often load our portfolios...

Most individuals today have a fair understanding of the basic tenets of sensible investing. But plain knowledge of these tenets alone...

Passive investing through index funds is an increasingly popular choice among Indian investors today. Most of us now understand the basic...

Portfolio construction and management is a continuous process. Selecting investment products for our needs and designing a portfolio is...

No investment portfolio can be immune to a variety of forces that eat into its returns. Some of these forces come with the territory of...

The trend of using passive funds to construct equity portfolios is gaining traction among Indian investors. I have explained the benefits...

Over the course of our financial journeys there are a number of aspects that are important. How prudently we save, invest, handle and...

The first thing we remember when someone mentions the acronym ITR would be our income tax return forms. But within the sphere of...

We mostly tend to have certain stereotypical images of those who are wealthy. We visualise individuals who have the best of everything...

Our foremost objective when managing money is to save and invest enough money for our goals. As a result, we constantly look for ways to...

Leaving an inheritance for our loved ones is a common aspiration for most of us. But any inheritance brings with it a unique set of...

In the final part of my series on financial planning strategies for everyone, we will look at strategies for retirees. Retirement is a...

Last week I began this series on financial planning strategies for all age groups. The first part focussed on financial planning...

Financial planning is meant for everyone. It pertains to every decision that impacts our money and financial situations. The kind of...

Those of us who seek clarity on aspects of our finances may choose to work with financial planners. The commencement of a financial...