Client Testimonials
Its been a while since I started earning but when it came to financial planning I have always been a novice. Because of my lack of expertise in this field I decided to work with a financial advisor 2 years ago and I think it was a great decision! When I started working with Akshay , he took time to understand my risk profile, and came up with a financial plan in a professional, methodical manner that was very specific to my needs. I loved how he analyzed the client mindset and thought process around finance to assess my willingness for risk taking and discipline towards money. He is a rare find who along with providing great investment advice as a financial advisor is also committed to promoting financial awareness and has educated me in so many aspects .Today I am much more comfortable choosing funds for my investment portfolio because of this . The time and effort he puts to genuinely relate with his client is commendable . His up to date expertise in the financial sector is a super plus as he spends a lot of time researching and blogging about personal finance & investing on his blog "Finance Made Fun For Everyone"I feel very confident that my long term goals will be met and well tended by Akshay as we share similar values of building up wealth through better savings behavior & applying discipline to navigate changing markets which leads to an enjoyable and less stressful financial journey.If you are looking for an honest , reliable, disciplined, confident and talented financial advisor I would highly recommend working with Akshay :)
Ms Pooja Kamath
Program Manager ( Azure Data SQL ) @ Microsoft
Akshay, your work never ceases to amaze me!
Mr Kanagasabapathi Shanmugasundaram
Senior Service Delivery Manager, Tata Consultancy Services
I engaged Akshay to audit my current personal investment and finance practices and based on which to rectify, streamline and put in place safe guards, and chart out a plan for meeting my current and future financial goals. We went through all my current investments and rectified certain nomination issues and name corrections etc - that if not corrected - has potential challenges in the event of a claim. Next we put in place term plans and health covers that our family would need based on proven calculations. Then we carried out a goal setting exercise and identified different investment instruments that would enable me to realise those goals. Overall me being a busy professional - this exercise of engaging Akshay helped me to get a grip on my financial situation and setup healthy safe guards and ground rules to be implemented meeting all our current and future financial goals and eventualities. I would highly recommend Akshay's services to help you get a grip on your finance and chart a good course ahead.
Mr Kuruvilla Abraham
Business Head at Tacten
Akshay is a very attentive and responsive financial planner.He provides both sound data backed advice as well as professional service.He answered our queries patiently and ensured understanding.Thank you Akshay.
Mr Sherwin Pinto
Chief Officer, Very Large Crude Carrier
After my MBA, I was looking for guidance on how to start afresh with my financial planning and I found the right fit with Akshay since he was very open to understanding how I operate with money and then built a plan around it. With consistent interactions he evaluated my risk profile, noted my goals and provided me with tailor made solutions that would be the perfect start to my journey. I'm sure our association will be for years to come.
Ms Pratima Dantuluri
Associate Director, Affinity Global Inc
I had the absolute pleasure of working with an outstanding financial advisor Akshay. He completely turned around my approach to how I think about my finances. Amidst conflicting advice from banks and agents, Akshay intervened just in time, saving me from potential financial pitfalls.What truly stood out were the tailored concepts and thumb rules he provided. Instead of bombarding me with jargon, he patiently explained fundamental financial principles that I should follow. These guidelines were not only practical but also tailored to my specific financial goals and risk appetite. His transparent and dedicated approach was refreshing. Most importantly, his curated investment options were invaluable. Understanding my circumstances, he presented well-explained, comprehensive avenues, instilling the confidence to shape my financial future. In conclusion, Akshay's impact is immeasurable. His expertise, personalized guidance, and unwavering commitment are truly commendable. I wholeheartedly vouch for Akshay. His guidance is an invaluable asset.
Mr Hemanth Prasad
Senior iOS Engineer, Tinder
Akshay has helped me understand important fundamentals of personal finance such as life insurance, health insurance, etc. He also helped me stramline my investments, plan for specific goals and temper my fantasies with reality.
Mr Pushkal Srinivas Balasunder
Marine Engineer, Zodiac Maritime Limited
Passion, knowledge and a genuine interest in achieving the best for clients is what makes Akshay one of the finest financial advisors. I would highly recommend him to anyone wanting to achieve better financial outcomes with a carefully crafted financial plan.
Mr Prateek Singh
Software Professional, Mastercard
I had the privilege of working with Mr. Akshay Nayak as my financial advisor. He is very knowledgeable, understanding, communicative, and he took stock of everything related to me; my finances, my family background, my goals, retirement needs, my saving and spending habits, and then gave a detailed financial plan to help me achieve all that I want to do. It is completely with my interests and capabilities in mind, and I am following it. I highly recommend him! His expertise is worthy of admiration. He is hardworking, well-informed and gives in-depth explanations on different financial aspects. I enjoyed working with him!
Ms Caroline Mercy Andrew Swamidoss
Teacher
My spouse and I had a positive experience with our financial planner, Akshay. Our interaction was spread over a period of 4-6 weeks. His dedication in providing inputs and guidance has been invaluable, breaking down complex financial concepts and ensuring well-researched recommendations resulting in a better financial understanding and decision making. Thanks for making our financial journey more understandable and manageable. Highly recommended!
Mr Dinesh Gowda & Ms Sruti KS
Salaried Professionals
COVID taught doctors like me the importance of financial planning. So, I started learning about personal finance in my free time. Got to know about the concept of Fee Only Financial Planners from Freefincal. I decided to work with one such planner, Akshay Nayak. He is approachable at all times (I have troubled him often). He clears doubts even though they are silly. More importantly he is not judgemental and his services are affordably priced. We did many sessions and I learnt many things from him. His plan is very simple but based on solid fundamentals. One of my aims for 2023 was to secure my family financially. This engagement with Akshay has helped towards achieving that. I have also told my wife many times about the advice which I receive from from him. I am happy to be associated with Akshay.
Dr Balaji Venkatraman
I wanted to express my sincere gratitude for the detailed financial plan you provided. Your expertise not only outlined a comprehensive strategy but also effectively educated me on essential finance basics. I feel more empowered and confident in managing my financial goals. Thank you for your invaluable guidance.
Mr Prasenjit Roy
Software Professional
Working with Akshay to plan my finances was fantastic. He really listened to what I wanted and made a plan just for me. Akshay knows a lot about investing and explained everything clearly so I could understand. He always kept me updated and answered all my questions quickly. I feel much better about my money now, thanks to Akshay's help. I highly recommend him if you need someone trustworthy and smart to guide you with your finances. Akshay is the best! 😇👍
Mr Sumit Gaur
Accounts Payable Officer
I highly recommend Akshay for his exceptional financial advice. His insights and strategic planning have significantly improved my financial health. Akshay's expertise, professionalism, and personalized approach make him an invaluable advisor. Thank you, Akshay, for your outstanding guidance!
Ms Shrishty Gupta
Senior Software Developer, Angel One
I would like to call Akshay my "financial mentor" rather than financial planner who has guided me from the beginning and created a simple and efficient plan for my goals. He has presented the plan in a most intriguing way. I would recommend his services to people I know without a second thought.
Mr Hemachandran TP
Senior Technical Support Engineer, Carel
I had an opportunity to work with Akshay and hire his services as my Personal Financial Planner. Akshay’s knowledge and insights on financial planning, in particular retirement planning, insurance and wealth management are amazing. His simple, no nonsense approach towards money management should really be praised. If you are serious about becoming financially disciplined and independent, I definitely recommend Akshay’s services.
Mr Gara Santosh Kumar
Senior Advisory Consultant, IBM
I found Akshay's profile on Fee Only India and liked his financial acumen, client education focus, and ability to simplify complex ideas. After we started working together, he built a risk profile and helped me track my investments, expenditures, and savings to organize my finances. I appreciated his calculated, risk-free investment approach and use of good financial instruments to achieve goals. I learned a lot from our discussions and his blogs, and his practical approach helped me focus on the bigger picture of my investments instead of unreliable financial products. I highly recommend Akshay and plan to continue working with him.
Mr Harsh Bardhan Mishra
Open Source Engineer, LocalStack
I had a very good experience working with Akshay. Also it gave me a feeling of satisfaction because I got the right advice at the right moment. I decided to correct some wrong decisions I made regarding my financial planning and then I gladly found Akshay's contact. From day 1 it was out and out professional and clear on communication, what's included, what's not in the planning engagement. I particularly liked the part where he mentioned our plan will be to make you independent in 2-3 years in terms of managing finances unlike other planners where they want to keep the dependency. The clarity on retirement plan, investment paths for a working professional made a lot of sense. Understood lot of stuff from our sessions. Looking forward to a well planned financial life with Akshay's advice. Thank you Akshay.
Mr Damodar Acharya
Data Analyst, Schlumberger
Before meeting Akshay, I never fully grasped the true role of a Financial Planner. It's not about overwhelming you with complexities or pushing products that don’t align with your goals. Rather, as my journey with Akshay has shown me, it starts with developing a deep understanding of your unique goals and responsibilities. From there, it's about providing guidance, support, and education to help you see the once daunting task of managing finances as something more manageable. Akshay has helped me become more informed, responsible, and independent, transforming financial planning from a burden into a valuable process that enhances my life.
Ms Megha Mittal
Senior Developer at Toptal
I came to Akshay at the start of my career, recognising that there were significant gaps in my understanding of personal finance. Throughout our engagement I've felt his genuine interest in ensuring my financial wellbeing. His recommendations were always tailored to my specific situation, and he took the time to ensure I understood the rationale behind each suggestion. Thanks to his guidance, I now have a much stronger sense of control and confidence over my finances. Working with him has been a pleasure and I wholeheartedly recommend his services to anyone looking for a knowledgeable, reliable partner in financial planning.
Mr Adam Jijo
Associate Software Engineer, Swym
I had zero knowledge about financial planning, but Akshay Nayak completely changed that for me. His approach was patient and clear, making complex financial concepts feel accessible and manageable. He guided me step-by-step on how to start saving and investing, which has given me both confidence and a sense of financial security. Akshay’s advice has truly been invaluable, and I couldn’t have asked for a better guide on my financial journey. Highly recommended for anyone looking to build a strong financial foundation!
Mr Saqeeb Mohammed
Project Manager, Digistromer
With a deep understanding of financial journeys of individuals, Akshay, a seasoned financial consultant, provides customized solutions to help clients achieve their financial goals. I wholeheartedly recommend him for comprehensive family financial planning.
Mr Dinesh Goudar
Technology Transfer Lead, Alvotech
Akshay is a highly trustworthy SEBI registered financial planner who provided my wife and me with unbiased, fee only advice tailored to our goals of retirement planning and our child's education. His no nonsense, straightforward approach made financial planning both accessible and transparent. What truly stood out was his dedication — he went the extra mile to recommend the best health and term insurance plans suited to our needs. Akshay's expertise, ethics, and goal oriented methodology make him an invaluable guide for anyone seeking effective and transparent financial advice. Highly recommended!
Mr Nitin Chandavarkar
Business Intelligence Analyst, ExxonMobil
Akshay was very helpful in teaching me the basics of managing my money. As someone with a low income, I was initially unsure about how to effectively manage my finances, but Akshay took the time to understand my family situation thoroughly. He worked closely with me to create a realistic and achievable financial plan tailored to my specific needs. Highly recommend Akshay's services!
Mr Satish Manickam
Production Specialist, Deluxe
Akshay has been a reliable financial planner, providing me and my spouse clear and practical advice tailored to our needs. His insights have helped us make informed decisions with confidence. We appreciate his professionalism and balanced approach to financial planning.
Mr Narendra Ramachandra
Head Of Customer Support, Easyship
Akshay helped me gain a basic understanding of financial planning and saving for future goals. He has a very friendly tone while explaining, and he finds easy ways to break down complex topics in personal finance. I wish to continue working with Akshay for the long term to secure my financial goals. I appreciate his professionalism and commitment to his work.
Mr Brijesh Umashanker Chauhan
Technical Manager - AEM Web and Marketing Technology, Allegion India
Hey Akshay, I wanted to take a moment to thank you🙏🙏🙏😇😇😇😇😇 for the incredible guidance and support you provided in understanding my financial situation. When I first found you online, I was looking for someone who could help me get a clear picture of where I stood financially and how best to plan for the future. From our very first session, your in-depth approach helped me evaluate my current situation, identify my financial goals, and understand the steps needed to achieve them.
Throughout our sessions, you didn’t just create a one-size-fits-all financial plan—you explained each aspect in detail. You helped me see the pros and cons of different strategies and made it clear why we were taking a particular approach. Whether it was planning for my retirement, setting aside funds for my kids' education, or even making sure my health and overall financial well-being were taken into account, you broke everything down in a way that was both comprehensive and easy to understand.
I especially appreciated how patient you were with all my questions, even the ones I thought might be silly. Your willingness to clarify doubts and explain the reasoning behind every recommendation gave me the confidence to make informed decisions. Now, I feel well-equipped to take the next steps—knowing exactly where to invest and how to manage loans, all while keeping an eye on long-term goals like retirement planning and my kids’ education.
I would highly recommend your services to anyone who feels uncertain about their financial future. Your expertise, clear communication, and genuine care for your clients truly set you apart. Thanks again for everything, Akshay!🙏🙏🙏🙏🙏😇😇😇😇😇😇😇😇😇😇😇
Mr Ankit Barak
Embedded Software Engineer, Ciena
When I started looking for someone who could crunch the numbers and look at my investments towards retirement, I knew I wanted to steer clear of bank relationship managers and mutual fund advisors because they always have a vested interest to sell you financial products. Someone advised me to consult a fee-only financial planner and I selected Akshay Nayak from the list, because I liked the articles on financial planning on his website.
Akshay was very organized and very easy to work with right from pre engagement till the final financial plan presentation. I had already been working towards my retirement goal for over a decade and I had already calculated some scenarios with a target amount in mind. What I needed was a professional to look at it and tell me if the numbers made sense. Akshay came with a plan, but he was flexible enough to structure his entire approach with that aim in mind. He also took the time to answer several questions I had about why I needed to change some points around my existing investment strategy. Such as, why an index fund versus an actively managed mutual fund, or why it’s probably not a good idea to have a foreign market fund. He backed up these points with data and calculations that he also walked me through. The investment advice was asset specific and completely financial product/brand agnostic.
Overall, I am very happy with my engagement with Akshay and I have greater confidence in being able to meet my retirement goal. Also reassuring is the fact that he will be available anytime for further consultations and questions.
Mr. Amit Manikoth
Senior Staff Technical Writer, StarTree
I was not as financially savvy as I'd have liked to be. After a number of insightful sessions with Akshay, I'm confident of managing my finances smartly. Akshay knows his stuff and helped me understand important financial lessons and concepts in simple, direct language. I also appreciate the goal planning documents shared as I believe they will make practical computations quick and easy. I have to add a line on Akshay's blogs, which drew me to his services in the first place. Showcasing Akshay's communication skills, they present detailed information and are enjoyable to read, making the rather dull topic of finance (for me) quite interesting. All in all, I'm satisfied with the services rendered by Akshay and wouldn't hesitate to recommend him.