Akshay Nayak
No Reason Not To
Retirement planning is a financial goal that has the greatest number of unknowns attached to it. We have no way of knowing how long we...
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Akshay Nayak
Nov 273 min read
Why 60 And Equity Are An Ideal Match
In an earlier post The Essence Of Equity , I had mentioned that the equity allocation for long term goals must not exceed 60%. I had also...
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Akshay Nayak
Nov 206 min read
May These Investment Myths Rest In Peace
In the investment world, a number of false statements are constantly propogated by financial professionals and media alike. These...
253 views1 comment
Akshay Nayak
Nov 144 min read
Distilling Debt Portfolio Construction
When constructing portfolios the equity component usually recieves the most attention. But the debt component is usually not given as...
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Akshay Nayak
Nov 63 min read
The Essence Of Equity
Designing the equity component of portfolios is a crucial exercise. The way the equity component is designed dictates how effective the...
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Akshay Nayak
Oct 93 min read
The Six Fold Path To Becoming A Mature Investor
Every investor has a particular perspective on investing. This perspective may be called the investor's investment mindset. An investor’s...
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Akshay Nayak
Oct 34 min read
What Is Long Term Investing Ultimately All About?
It is a well known fact and often repeated and propogated belief that the best results from investment portfolios are achieved when they...
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Akshay Nayak
Sep 254 min read
Busting Myths Around Debt Mutual Funds
Indian investors are waking up to the importance of having a liquid debt component in their portfolios. They are beginning to view debt...
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Akshay Nayak
Sep 194 min read
Watch Those First Steps
The early years of an individual's career and investment journey are crucial. It is a period where responsibilities are few. There is...
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Akshay Nayak
Sep 94 min read
Before Moving In
Owning a home of our own is a significant dream for most of us. There is always a lot of pride and a sense of self esteem tied to it. But...
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Akshay Nayak
Aug 94 min read
The Financial Planner's Role In Retirement Planning
In the past I have always spoken about retirement planning from the point of view of the individual. I have often mentioned that it is...
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Akshay Nayak
Jul 244 min read
Restoring Equilibrium
Portfolio construction and management is a continuous process. Selecting products and designing a portfolio is the easy part of portfolio...
210 views1 comment
Akshay Nayak
Jul 183 min read
Tenets Of A Sound Investment Process
As investors, the investment process we follow has the most significant impact on our results. The importance of following a sound...
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Akshay Nayak
Jul 104 min read
Do Products And Returns Define A Planner's Worth?
Financial planners charge clients a fee for their services. The fee represents the price of the financial planning service. But what...
126 views0 comments
Akshay Nayak
Jul 34 min read
The Desire To FIRE (And When Achieving It May NOT Be Rewarding)
Most individuals today are obsessed with the goal of attaining the status of FIRE (Financially Independent Retired Early). This is a...
381 views1 comment
Akshay Nayak
Jun 265 min read
SPIVA India Reports Decoded
The S&P Indices Vs Active (SPIVA) Scorecard report for a region is the primary source of information for a realistic assessment of mutual...
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Akshay Nayak
Jun 204 min read
Finer Nuances To Consider When Buying Health Insurance
In last week's post Finer Nuances To Consider When Buying Life Insurance, I discussed subtle nuances involved when buying life insurance...
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Akshay Nayak
Jun 124 min read
Finer Nuances To Consider When Buying Life Insurance
Today most of us are aware of the basics of buying life insurance. This includes aspects such as : Who should buy life insurance? When to...
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Akshay Nayak
Jun 57 min read
Managing Sequence Risk Post Retirement
In last week's post Sequence Risk And Our Long Term Goals, I covered the concept of sequence risk. I explained how it works and suggested...
169 views0 comments
Akshay Nayak
May 296 min read
Sequence Risk And Our Long Term Goals
Risk is an unavoidable truth in investing. Most of us are aware of the major forms of risk that our investments are exposed to. Some of...
141 views0 comments
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