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Akshay Nayak
3 days ago5 min read
A Money Management Primer For The Non Salaried Individual
Most publicly available content on financial planning is predominantly aimed at salaried professionals. This is because conceiving...
68 views0 comments


Akshay Nayak
Jan 314 min read
Why Most Indian Investors Are Not Yet Cut Out To Be Successful Indexers
An increasing number of Indian investors are gaining awareness of index investing. This trend has especially picked up since the COVID-19...
275 views0 comments


Akshay Nayak
Jan 245 min read
Why CAGR And Market Linked Investments Don't Go Together
Compounded Annualised Growth Rate (CAGR) is one of the most popular investment metrics. It is generally used to evaluate and compare...
96 views0 comments


Akshay Nayak
Jan 176 min read
Tactics Used To Hide The Truth
The financial services industry in India and the world over has a single, central objective. This is to transfer wealth from the pockets...
175 views0 comments


Akshay Nayak
Jan 104 min read
The Why, What And How Of Equity Post Retirement
Deciding a portfolio's equity allocation post retirement is essential to the retirement planning process. It must not be too low. This...
160 views0 comments


Akshay Nayak
Jan 35 min read
Underrated Money Tips For Young Earners (And Everyone Else)
On the subject of financial tips for young earners, a lot is commonly said. Most wisdom on this subject focuses on aspects like how much...
257 views0 comments


Akshay Nayak
Dec 25, 20243 min read
Decoding The Fuss Around Factor Investing
Factor investing is a hybrid, rule based investing strategy. It combines elements of index investing and active management of the...
129 views0 comments


Akshay Nayak
Dec 18, 20245 min read
Spending Effectively In Retirement
The question of how and how much money to spend in retirement is a critical one to answer. Spending too much each year post retirement...
152 views0 comments


Akshay Nayak
Dec 13, 20247 min read
Lessons That Stand The Test Of Time
Some lessons in the world of investing and finance are more valuable than others. They rang true in the past, still do so today and will...
142 views0 comments


Akshay Nayak
Dec 6, 20245 min read
No Reason Not To
Retirement planning is a financial goal that has the greatest number of unknowns attached to it. We have no way of knowing how long we...
357 views1 comment


Akshay Nayak
Nov 27, 20243 min read
Why 60 And Equity Are An Ideal Match
In an earlier post The Essence Of Equity , I had mentioned that the equity allocation for long term goals must not exceed 60%. I had also...
285 views0 comments


Akshay Nayak
Nov 20, 20246 min read
May These Investment Myths Rest In Peace
In the investment world, a number of false statements are constantly propogated by financial professionals and media alike. These...
285 views1 comment


Akshay Nayak
Nov 14, 20244 min read
Distilling Debt Portfolio Construction
When constructing portfolios the equity component usually recieves the most attention. But the debt component is usually not given as...
153 views0 comments


Akshay Nayak
Nov 6, 20243 min read
The Essence Of Equity
Designing the equity component of portfolios is a crucial exercise. The way the equity component is designed dictates how effective the...
106 views0 comments


Akshay Nayak
Oct 9, 20243 min read
The Six Fold Path To Becoming A Mature Investor
Every investor has a particular perspective on investing. This perspective may be called the investor's investment mindset. An investor’s...
168 views0 comments


Akshay Nayak
Oct 3, 20244 min read
What Is Long Term Investing Ultimately All About?
It is a well known fact and often repeated and propogated belief that the best results from investment portfolios are achieved when they...
232 views0 comments

Akshay Nayak
Sep 25, 20244 min read
Busting Myths Around Debt Mutual Funds
Indian investors are waking up to the importance of having a liquid debt component in their portfolios. They are beginning to view debt...
304 views1 comment


Akshay Nayak
Sep 19, 20244 min read
Watch Those First Steps
The early years of an individual's career and investment journey are crucial. It is a period where responsibilities are few. There is...
147 views0 comments


Akshay Nayak
Sep 9, 20244 min read
Before Moving In
Owning a home of our own is a significant dream for most of us. There is always a lot of pride and a sense of self esteem tied to it. But...
62 views0 comments


Akshay Nayak
Aug 9, 20244 min read
The Financial Planner's Role In Retirement Planning
In the past I have always spoken about retirement planning from the point of view of the individual. I have often mentioned that it is...
301 views0 comments
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