In last week's post A Better Money Mindset For India - I : Getting The Basics Right , I focused on big picture errors in money management...

The way Indians have managed money has evolved significantly over time. For a long time we stuck with bank deposits, insurance policies,...

Most publicly available content on financial planning is predominantly aimed at salaried professionals. This is because conceiving...

An increasing number of Indian investors are gaining awareness of index investing. This trend has especially picked up since the COVID-19...

Compounded Annualised Growth Rate (CAGR) is one of the most popular investment metrics. It is generally used to evaluate and compare...

The financial services industry in India and the world over has a single, central objective. This is to transfer wealth from the pockets...

Deciding a portfolio's equity allocation post retirement is essential to the retirement planning process. It must not be too low. This...

On the subject of financial tips for young earners, a lot is commonly said. Most wisdom on this subject focuses on aspects like how much...

Factor investing is a hybrid, rule based investing strategy. It combines elements of index investing and active management of the...

The question of how and how much money to spend in retirement is a critical one to answer. Spending too much each year post retirement...

Some lessons in the world of investing and finance are more valuable than others. They rang true in the past, still do so today and will...

Retirement planning is a financial goal that has the greatest number of unknowns attached to it. We have no way of knowing how long we...

In an earlier post The Essence Of Equity , I had mentioned that the equity allocation for long term goals must not exceed 60%. I had also...

In the investment world, a number of false statements are constantly propogated by financial professionals and media alike. These...

When constructing portfolios the equity component usually recieves the most attention. But the debt component is usually not given as...

Designing the equity component of portfolios is a crucial exercise. The way the equity component is designed dictates how effective the...

Every investor has a particular perspective on investing. This perspective may be called the investor's investment mindset. An investor’s...

It is a well known fact and often repeated and propogated belief that the best results from investment portfolios are achieved when they...

Indian investors are waking up to the importance of having a liquid debt component in their portfolios. They are beginning to view debt...

The early years of an individual's career and investment journey are crucial. It is a period where responsibilities are few. There is...