When constructing portfolios the equity component usually recieves the most attention. But the debt component is usually not given as...

Designing the equity component of portfolios is a crucial exercise. The way the equity component is designed dictates how effective the...

Every investor has a particular perspective on investing. This perspective may be called the investor's investment mindset. An investor’s...

It is a well known fact and often repeated and propogated belief that the best results from investment portfolios are achieved when they...

Indian investors are waking up to the importance of having a liquid debt component in their portfolios. They are beginning to view debt...

The early years of an individual's career and investment journey are crucial. It is a period where responsibilities are few. There is...

Owning a home of our own is a significant dream for most of us. There is always a lot of pride and a sense of self esteem tied to it. But...

In the past I have always spoken about retirement planning from the point of view of the individual. I have often mentioned that it is...

Portfolio construction and management is a continuous process. Selecting products and designing a portfolio is the easy part of portfolio...

As investors, the investment process we follow has the most significant impact on our results. The importance of following a sound...

Financial planners charge clients a fee for their services. The fee represents the price of the financial planning service. But what...

Most individuals today are obsessed with the goal of attaining the status of FIRE (Financially Independent Retired Early). This is a...

The S&P Indices Vs Active (SPIVA) Scorecard report for a region is the primary source of information for a realistic assessment of mutual...

In last week's post Finer Nuances To Consider When Buying Life Insurance , I discussed subtle nuances involved when buying life insurance that go unnoticed. Similarly, there are a number of subtle nuances that go unnoticed when buying health insurance. So today's post is going to cover those nuances. I have already covered the basics of buying health insurance in earlier articles. So those aspects would not be up for discussion here. The first thing to understand about buying

Today most of us are aware of the basics of buying life insurance. This includes aspects such as : Who should buy life insurance? When to...

In last week's post Sequence Risk And Our Long Term Goals, I covered the concept of sequence risk. I explained how it works and suggested...

Risk is an unavoidable truth in investing. Most of us are aware of the major forms of risk that our investments are exposed to. Some of...

So far in this series on defensive investing we have understood the fundamental concepts driving the defensive approach. We have also...

In last week's post Defensive Investing Decoded - I : Conceptual Framework, we understood how defensive investing works. We also...

The defensive approach to investing is one that is relatively lesser known. It is one that is boring and generates little excitement...